{"id":8397,"date":"2024-01-12T14:30:00","date_gmt":"2024-01-12T14:30:00","guid":{"rendered":"https:\/\/itsveterans.com\/?p=8397"},"modified":"2024-01-12T14:30:00","modified_gmt":"2024-01-12T14:30:00","slug":"veterans-affairs-life-insurance-valife-celebrates-one-year","status":"publish","type":"post","link":"https:\/\/itsveterans.com\/?p=8397","title":{"rendered":"Veterans Affairs Life Insurance (VALife) celebrates one year"},"content":{"rendered":"<p class=\"tni-source-date\"><strong>Originally published:<\/strong> 2024-01-12T14:30:00+00:00. Historical source article: benefits, rules, amounts and deadlines may have changed. Check the official source for current information.<\/p>\n<p>More than 31,400 Veterans have signed up for VA\u2019s newest life insurance program, VALife.<\/p>\n<p>VALife is VA\u2019s first new insurance program in nearly 50 years, and since Jan. 1, 2023, has provided Veterans with the peace of mind that comes from knowing loved ones will have some funds after their departure.<\/p>\n<p>VALife eliminates time limits to apply, increasing access to more Veterans than ever before. The program offers guaranteed acceptance, whole life insurance to Veterans aged 80 or under with any level of service-connected disability (0-100%). Veterans aged 81 or over may qualify if they meet certain criteria and apply within a certain timeframe.<\/p>\n<p>VA is the nation\u2019s 12<sup>th<\/sup> largest life insurer and has issued $950 million in coverage to 31,400 Veterans for VALife in its first year alone.<\/p>\n<h2 class=\"wp-block-heading\">Key features of VALife include:\u00a0<\/h2>\n<ul class=\"wp-block-list\">\n<li>Coverage up to $40,000, available in $10,000 increments<\/li>\n<li>No health questions or medical exam to enroll<\/li>\n<li>No deadline to apply if you are age 80 or under<\/li>\n<li>Convenient online application and enrollment, and<\/li>\n<li>Cash value that builds over the life of the policy, after the first two years of enrollment<\/li>\n<\/ul>\n<p>VALife premium rates are not based on medical underwriting and will not increase over the life of the policy. Premiums are based on the Veteran\u2019s age upon enrollment and the coverage amount selected. VALife premium rates are competitive with, or better than, similar private sector guaranteed acceptance programs. VALife does not offer waiver of premiums.<\/p>\n<p>The full table of monthly VALife <a href=\"https:\/\/www.va.gov\/life-insurance\/options-eligibility\/valife\/\" rel=\"noopener\">premium rates can be found online<\/a>, or at https:\/\/www.va.gov\/life-insurance\/options-eligibility\/valife\/.<\/p>\n<p>In this <a href=\"https:\/\/www.youtube.com\/watch?v=VFoKMSf5dm4\" rel=\"noopener\">video<\/a>, a Veteran discusses why he applied to the program, how he navigated the application process, and how it positively impacted him and his family.<\/p>\n<p>You can apply, receive an instant decision and manage aspects of <a href=\"http:\/\/www.va.gov\/life-insurance\" rel=\"noopener\">your VALife policy online<\/a>, or at www.va.gov\/life-insurance.<\/p>\n<p>Check out VALife to help protect those who matter most to you!<\/p>\n<hr>\n<p class=\"tni-attribution\">Source: <a href=\"https:\/\/news.va.gov\/127750\/valife-celebrates-one-year\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">U.S. Department of Veterans Affairs<\/a>. Its Veterans is an independent publication and is not affiliated with or endorsed by the U.S. government.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>VA\u2019s newest life insurance program: Veterans Affairs Life Insurance (VALife) has been open for one year.<\/p>\n","protected":false},"author":1,"featured_media":91,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31,33],"tags":[],"class_list":["post-8397","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-consumer-protection","category-veterans-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Veterans Affairs Life Insurance (VALife) celebrates one year - Its Veterans<\/title>\n<meta name=\"description\" content=\"VA\u2019s newest life insurance program: Veterans Affairs Life Insurance (VALife) has been open for one year.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/itsveterans.com\/?p=8397\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Veterans Affairs Life Insurance (VALife) celebrates one year - 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