{"id":1003,"date":"2026-08-13T18:30:00","date_gmt":"2026-08-13T18:30:00","guid":{"rendered":"https:\/\/thirstier.news\/?p=1003"},"modified":"2026-08-13T18:30:00","modified_gmt":"2026-08-13T18:30:00","slug":"six-steps-veteran-homeowners-can-take-to-avoid-foreclosure-on-a-va-home-loan","status":"publish","type":"post","link":"https:\/\/itsveterans.com\/?p=1003","title":{"rendered":"Six steps Veteran homeowners can take to avoid foreclosure on a VA Home Loan\u00a0"},"content":{"rendered":"
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Owning a home\u00a0backed by the\u00a0VA Home Loan Program<\/a>\u00a0is one of the most valuable benefits earned through military service. But when financial hardship hits\u2014whether from job loss, medical\u00a0challenges or other unexpected life events\u2014keeping up with mortgage payments can become difficult.\u00a0\u00a0<\/p>\n

The good news: foreclosure is not inevitable.\u00a0This final\u00a0story\u00a0in our\u00a0National Financial Awareness series\u00a0shares six steps Veterans can take to help\u00a0retain\u00a0their VA-guaranteed homes. Veterans with VA-guaranteed\u00a0loans\u00a0have access to tools, protections and support designed to help them stay in their homes.\u00a0<\/p>\n

Communicate\u00a0early\u00a0<\/h2>\n

Contact your loan servicer as soon as you\u00a0think you may have\u00a0trouble making a payment. Many Veterans hesitate, but servicers\u00a0can\u2019t\u00a0help if they\u00a0don\u2019t\u00a0know there\u00a0is a problem. Early communication\u00a0can give you\u00a0more options and\u00a0help\u00a0prevent the situation from escalating.\u00a0\u00a0<\/p>\n

VA\u00a0home\u00a0loans<\/a> come with\u00a0additional\u00a0oversight and\u00a0assistance. VA\u00a0can work\u00a0with servicers to help Veterans avoid foreclosure.\u00a0<\/p>\n

You can also contact a VA loan technician directly\u00a0by calling\u00a0877-827-3702\u00a0or\u00a0using\u00a0the\u00a0online\u00a0ServiceNow portal<\/a> to discuss your case.\u00a0It only\u00a0takes a\u00a0few\u00a0minutes\u00a0to create an account\u00a0and\u00a0send a message.\u00a0A VA loan technician\u00a0can\u00a0advocate on your behalf and help\u00a0make sure\u00a0your servicer\u00a0offers\u00a0all available solutions.\u00a0\u00a0\u00a0<\/p>\n

Be careful of scammers\u00a0who may offer fast fixes that\u00a0can\u00a0rob you of the equity you have\u00a0built\u00a0in your home.\u00a0Communicate\u00a0only\u00a0with your servicer, a VA loan technician,or another\u00a0trusted organization. Use caution if the company\u00a0asks you\u00a0to pay\u00a0a fee\u00a0for their services<\/p>\n

Explore\u00a0loss-mitigation\u00a0options\u00a0<\/h2>\n

If\u00a0you\u2019re\u00a0behind on your mortgage payments,\u00a0several\u00a0options\u00a0may help you\u00a0avoid foreclosure:\u00a0<\/p>\n